TERMS AND CONDITIONS

Terms and Conditions

Last Updated: May 27, 2026

These Terms and Conditions govern your use of Simpkins Financial Agency’s website, services, SMS communications, and email communications. By using our services or opting into communications, you agree to these Terms and our Privacy Policy.

1. Program Description

Simpkins Financial Agency may send SMS and email communications to users who opt in. Messages may include service updates, appointment confirmations, reminders, and promotional information. Message frequency may vary.

2. Consent to Receive Messages

By providing your phone number and opting in, you authorize Simpkins Financial Agency to send text messages to your mobile number. Consent is not a condition of purchase.

3. Opt-Out

You may cancel SMS communications at any time by replying STOP to any message received from us. After opting out, you will no longer receive text messages unless you opt in again.

4. Rejoining SMS Communications

If you previously opted out, you may opt in again using the original enrollment method.

5. Help and Support

For assistance, reply HELP to any text message or contact us directly:

Phone: 865-340-9371
Email: [email protected]

6. Message Frequency and Rates

Message frequency may vary. Standard message and data rates may apply depending on your wireless carrier and plan.

7. Carrier Disclaimer

Wireless carriers are not responsible for delayed or undelivered messages.

8. Privacy

Your use of our services is also governed by our Privacy Policy.

9. Changes to Terms

We reserve the right to update these Terms and Conditions at any time. Updates will be posted with a revised effective date.

10. Contact Information

Simpkins Financial Agency
Knoxville, TN
Phone: 865-340-9371
Email: [email protected]

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©Copyright 2026. Rich Simpkins. All Rights Reserved.